Approved Retirement Funds [ARF] introduced in the Finance Act, 1999 allowed retirees to invest their pension pot in an ARF rather than purchasing an annuity – a guaranteed pension for […]
Buffett doesn’t hedge his bets, should you?
Warren Buffett’s annual shareholder letter is probably the most widely read dispatch in the business world. His insights, expressed with his trademark clarity and humour, are a bounty for investors. In […]
Year-end worries for Investors
November/December can see some of the biggest moves in markets and experts have some issues to be cautious about. The prospect of ‘no-deal’ Brexit is probably the biggest worry. We […]
What is an Emerging Market?
The MSCI Emerging Markets Index contains 24 countries representing 15% of the investable market. 29 years ago there were just 10 countries in the index, representing just 1% of the market. […]
Why are savers taking investment risks in retirement?
20 years ago, 10-year government bond yields were 8%, 10 years ago it was 5.2% and now it sits at 1.35%. The sharp drop in income from government bonds has […]