The Consumer Credit Act, 1995 requires borrowers to take out a life assurance policy to cover repayment of the outstanding mortgage on the death of the borrower. This requirement only […]
Does my Mortgage Protection policy cover mortgage arrears?
A recent study, which looked at the amount of arrears on the mortgages of Irish homeowners who are in difficulty, found that many of these families are also significantly underinsured […]
What benefits are available for Children on protection policies?
A client who heard an advertisement on the radio for health insurance, offering half price cover to children contacted me. He asked why the protection industry did not provide similar deals […]